OSPIRG Ban Roundup & CFPB Homepage 3.16.17

What's New

Blog Post | Financial Reform

We oppose latest effort to weaken CFPB, other bank regulators | Ed Mierzwinski

Today, the House Financial Services Committee holds its latest cattle-call markup of a package of industry-backed bills designed to weaken consumer, taxpayer, depositor and investor protections. We've signed a letter opposing the so-called TAILOR (Taking Account of Institutions with Low Operation Risk) Act, which piles redundant requirements onto the Consumer Financial Protection Bureau and other regulators to do what they already do by existing law--treat small banks and credit unions differently than mega-banks. Also, the PIRG-backed Americans for Financial Reform sent up a letter opposing the TAILOR Act and 6 more of the 10 bills on the agenda because they are designed to weaken consumer, taxpayer, depositor and investor protections.

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Blog Post | Public Health

The Flint Water Crisis: What You Need to Know | Anna Low-Beer

With President Obama clearing the way for federal aid in Flint, Michigan last month, the water crisis is receiving immediate attention. The city was badly in need of a short-term fix, but what about the future of affected Flint citizens?

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News Release | U.S. PIRG | Consumer Protection, Financial Reform

More Than 100 Groups Insist on No Riders in Spending Legislation

The day before the White House is expected to release its fiscal year 2017 budget proposal, a coalition of more than 100 groups, including U.S. PIRG, sent a letter calling on President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains ideological policy riders.

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Blog Post | Consumer Protection, Financial Reform

100+ Groups Oppose Provisions That Threaten Public Protections | Mike Litt

The White House is expected to release its fiscal year 2017 budget proposal tomorrow. U.S. PIRG and various state PIRGs joined a coalition of more than 100 groups that sent the following letter calling on President Barack Obama and all 535 members of Congress to oppose any federal appropriations bill that contains ideological policy riders. 

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Blog Post | Financial Reform

CFPB Criticizes Banks Re Account Opening and Overdrafts, Offers Consumer Tips | Ed Mierzwinski

Today, the CFPB is holding a field hearing in Louisville on problems consumers face when opening bank accounts. It finds that big banks frequently offer consumers expensive accounts where they risk overdraft fees instead of affordable accounts. Further, the CFPB finds that the practices of specialty "bad check" credit bureaus make it harder to open accounts. The CFPB issued warnings to both the banks and credit bureaus while providing consumers with new tips and advice.

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News Release | OSPIRG Foundation | Health Care

$80 Million In Health Insurance Waste Cut Since 2010

Since 2010, close scrutiny of health insurance rate hikes has cut over $80 million in waste and unjustified costs from health insurance premiums in Oregon, according to an OSPIRG Foundation report released today. The report also identifies changes to Oregon’s rate review program that would effectively tackle the biggest driver of costs: waste in the health care delivery system.

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News Release | OSPIRG | Tax

Offshore Tax Havens Cost Average Oregon Taxpayer $816 a Year, Oregon Small Business $2,350

With Tax Day approaching, it’s a good time to be reminded of where our tax dollars are going. The average taxpayer in Oregon in 2012 would have to shoulder an extra $816 in taxes to make up for the revenue lost due to the use of offshore tax havens by corporations and wealthy individuals, according to a new study released today by OSPIRG.

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News Release | OSPIRG | Budget, Tax

Department of Justice Orders Release of Hidden Tax Subsidy Data, Clarifies Public Has Right to Know How Subsidy Dollars are Spent

Yesterday, the Oregon Department of Justice ordered a state agency to release data about a major tax subsidy program estimated to cost Oregon taxpayers $322 million over the next two years, saying that there is a “strong public interest” in disclosing the information.

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News Release | OSPIRG Foundation | Tax

Offshore Tax Dodging Blows a $506 million Hole in Oregon Budget

With Oregon facing tough budget choices, OSPIRG Foundation, joined by Main Street Alliance, released a new study revealing that the State of Oregon lost an estimated $506 million due to offshore tax dodging in 2012. Many of America’s wealthiest individuals and largest corporations use tax loopholes to shift profits made in America to offshore tax havens, where they pay little to no taxes.

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News Release | OSPIRG Foundation | Tax

Portland Receives a “D-” for Spending Transparency

The City of Portland received a grade of “D-” for spending transparency, according to a new report released today by OSPIRG Foundation. The report reviews Portland’s progress toward comprehensive, one-stop, one-click budget accountability and accessibility.

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Report | OSPIRG Foundation | Health Care

Premiums on the Rise

In 2008, over 400,000 Oregonians received an average rate increase over 4 times the rate of inflation, with 133,000 Oregonians hit with premium increases over 21%.

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Report | OSPIRG Foundation | Budget, Democracy, Tax

Transparency.gov 2.0

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Report | OSPIRG Foundation | Health Care

More For Your Money

The Oregon Health Fund Board's draft plan's consumer-friendly cost containment provisions have the potential to cut health care costs an estimated $5.4 billion over ten years.

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Report | OSPIRG Foundation | Transportation

A Better Way to Go

Our transportation system is increasingly out of step with the challenges of the 21st century.  Clean, efficient transit service already saves billions of gallons of oil each year, reduces traffic congestion in our cities, and curbs emissions of pollutants that cause global warming.

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Blog Post | Ed's Blog

White House Announcing Online Privacy Push | Ed Mierzwinski

White House urges privacy rights, industry promises "Do Not Track Sometimes" while states investigate Google

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Blog Post | Consumer Protection

CFPB to possibly end $39 lattes | Ed Mierzwinski

Today, CFPB to announce overdraft fee investigation, unveil "penalty box" disclosure, possibly end $39 lattes.

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Blog Post | Transportation

The Little Train that Could ... and Did | David Rosenfeld

Tony Dutzik from the Frontier Group's latest post about Maine's Downeaster train. Interesting similarities between Maine's situation and Oregon's.

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Blog Post | Transportation

Something's Happening Here; What it Is Is Increasingly Clear | David Rosenfeld

Another incisive post from Tony Dutzik of the Frontier Group on why declining driving numbers are real, despite what some transit opponents claim.

 

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Blog Post | Health Care

Oregon Healthcare Exchange Holds Promise for Consumers | Matt Orchant

Consumers and small businesses may get better healthcare for lower costs if the Oregon Healthcare Exchange meets its potential.

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Defend the CFPB

Tell your senators to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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