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Result | Democracy

Giving more Americans a greater voice in our elections

In our democracy, the size of your wallet shouldn’t determine the volume of your voice. In 2015, we helped win reforms in Maine and Seattle to ensure that more Americans have a greater say in our elections. Seattle’s Initiative-122 empowers small donors with “democracy vouchers” that can be donated to local candidates and lowers the cap on contributions. In Maine, the state’s Clean Elections Act was improved by strengthening campaign finance disclosure laws and offering qualifying candidates increased public funding.

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Blog Post | Health Care

Open Enrollment: Shop Before You Buy, Shop Before You Renew | Jesse Ellis O'Brien

It’s that time again: Time to enroll in health insurance for 2016. Health care and health insurance remain in the news in Oregon, and with everything that’s happening, it’s more important than ever to get the facts about what’s happening and how you and your family can get coverage that works for you. Here’s our guide to Oregon’s open enrollment period, which starts November 1.

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Blog Post | Financial Reform

Privacy, We've Got Tips and Ideas For You, Congress and Regulators, Too | Ed Mierzwinski

Problems with privacy and data security are all over the news these days. We've got you covered, from releasing a new report and consumer tips on the security freeze today to testifying to Congress (last week) on payment card security and speaking on a panel at the FTC tomorrow on Internet lead generation (what's that?). Oh, and we're waiting for answers to our questions to the CFPB about the credit bureau Experian joining the ranks of the breached. We've been busy as we explain in this "roundup" blog entry.

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Media Hit | Health Care

What's Next on Health Care Costs?

Now that the election is over, talk has turned to the need to work together and get results for America. It's a tall order, and on the polarized issue of health care, it may seem at first like an impossible task. But I am hopeful that we can make significant progress together.

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News Release | OSPIRG | Democracy

Distorted Democracy: Big Money and Dark Money in the 2012 Elections

A new analysis of pre-election data from the Federal Election Commission (FEC) and other sources by OSPIRG and Demos shows that outside spending in the first presidential election since Citizens United is living up to its hype: new waves of “outside spending” have been fueled by dark money and unlimited fundraising from a small number of wealthy donors.

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News Release | OSPIRG | Consumer Protection

Higher Bank Fees Now the Norm for Consumers

New report confirms what consumers already know – bank fees are increasing and free checking accounts are harder to find.

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News Release | OSPIRG Foundation | Health Care

Regence rate hike scaled back

State officials have decided to trim Regence BlueCross BlueShield of Oregon’s proposal to raise rates for more than 52,000 Oregonians with individual health insurance plans. Instead of the 9.6% rate hike proposed, the Oregon Insurance Division approved an 8.9% average increase, with some consumers seeing increases as high as 15.6%. Regence does not appear to have resolved many of the problems identified in OSPIRG Foundation's analysis of their proposal. In addition, elements of the decision were based on information that was not made available to the public.

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News Release | OSPIRG Foundation | Health Care

Regence Rate Hike Not Justified

Regence BlueCross BlueShield of Oregon’s proposal to raise rates for Oregonians with individual health insurance plans does not measure up, according to a new OSPIRG Foundation analysis.

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Report | OSPIRG Foundation | Health Care

Delivering on the Promise

The recently passed federal health care reform law will make significant changes in how health insurance and health care work for consumers, businesses, and local and state governments, as well as how insurers and providers operate.  But whether Americans experience improved care, lower costs and greater access depends largely on what happens next.

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Report | OSPIRG Foundation | Transportation

Road Work Ahead

For decades, political pressures have often led to policies and projects that favor new highway expansion while neglecting existing infrastructure that is in serious need of repair. We need stronger “fix-it-first” policies that prioritize repair and maintenance of our existing roads and bridges rather than spending on needless and wasteful new highway capacity.

 

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Report | OSPIRG Foundation | Budget, Democracy, Tax

Following the Money

This report rates all 50 states on the quality of their budget transparency websites. Read to see how Oregon ranks.

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Report | OSPIRG Foundation | Transportation

The Right Track

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Report | OSPIRG | Budget, Tax, Transportation

What We Learned from the Stimulus

The latest data on stimulus spending show that funds spent on public transportation were a more effective job creator than stimulus funds spent on highways. In the 10 months since the American Recovery and Reinvestment Act (ARRA) was signed, investing in public transportation produced twice as many jobs per dollar as investing in roads.

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Blog Post | Transportation

Something's Happening Here; What it Is Is Increasingly Clear | David Rosenfeld

Another incisive post from Tony Dutzik of the Frontier Group on why declining driving numbers are real, despite what some transit opponents claim.

 

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Blog Post | Health Care

Oregon Healthcare Exchange Holds Promise for Consumers | Matt Orchant

Consumers and small businesses may get better healthcare for lower costs if the Oregon Healthcare Exchange meets its potential.

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Blog Post | Consumer Protection

Consumer Watch - Free Tax Prep at Walmart? | Brian Rae

HR Block has teamed up with Wal Mart to offer in store free tax prep, however it is “free” for clients that filed a 1040 EZ, just 16% of their clients. This does not include taxpayers with kids, any requesting the earned income tax credit or any non standard deductions. 

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Blog Post | Health Care

Regence Rate Increase Hearing | Matt Orchant

Health insurance premiums are going up again. The latest request for a rate hike came from Regence for their small group plans. The average increase requested over the next year will be 8%, but some businesses will see increases in excess of 15%. At OSPIRG, we’re concerned that Regence has not adequately justified this increase request.

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Blog Post | Consumer Protection

President’s Recess Appointment Gives Watchdog Teeth It Needs To Protect ConsumersBrian RaeEd Mierzwinski

Kudos to President Obama for standing up for consumers this week by making a recess appointment of former Ohio Attorney General Richard Cordray to head the new Consumer Financial Protection Bureau.  The President’s action means that the CFPB now has all its powers to protect the public from unfair financial practices, whether by banks or other financial firms, such as payday lenders and credit bureaus.

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DEFEND THE CFPB

Tell your representative to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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