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News Release | OSPIRG Foundation | Tax

Despite Improvements in Reporting, Some Information on Economic Development Tax Subsidies Still Remains Out of Public View

A new study released today by OSPIRG Foundation examined the reports made available on Oregon’s transparency website as a result of a three-year old transparency law, and found that while the largest and most widely used economic development subsidy programs covered by the law have information made available to the public online, key information is still shielded from public view.

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Report | OSPIRG Foundation | Tax

Revealing Tax Subsidies 2014

This study examines the third annual update of the reports made available by the law on the Oregon Transparency Website in 2014. It evaluates how well the law is being followed and the degree to which the new information helps the public determine the value of these programs.

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News Release | OSPIRG | Consumer Protection

With Tax Season around the Corner, OSPIRG Offers Students Help with Taxes

As tax season approaches and many college students are filing taxes on their own for the first time, OSPIRG today released a guide, “Tackling Your Taxes,” to help students navigate their taxes.

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News Release | OSPIRG Foundation | Consumer Protection

Report: Mistaken Identity Tops Debt Collection Complaints

Debt collectors trying to collect debt from the wrong person were the top source of complaints to the Consumer Financial Protection Bureau (CFPB), according to a report released today by OSPIRG Foundation.

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Report | OSPIRG Foundation | Consumer Protection

Debt Collectors, Debt Complaints

This is the fifth in a series of reports that review complaints to the CFPB nationally and on a state-by-state level. In this report we explore consumer complaints about debt collection, with the aim of uncovering patterns in the problems consumers are experiencing with debt collectors and documenting the role of the CFPB in helping consumers successfully resolve their complaints.

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News Release | OSPIRG | Health Care

Kitzhaber Administration takes action on health care costs

At the direction of Gov. Kitzhaber, the Oregon Health Policy Board has adopted an OSPIRG-backed proposal to take steps toward cutting the waste out of our health care system, estimated to make up as much as 1/3 of every dollar we spend on care.

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News Release | OSPIRG Foundation | Transportation

Report Shows Portland Driving Less, Using Transit and Alternatives More

A first-of-its-kind report by OSPIRG Foundation shows reduced driving miles and rates of car commuting in Portland, and greater use of public transit and biking.

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News Release | OSPIRG Students | Consumer Protection

Survey Finds Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to OSPIRG’s 28th annual Trouble in Toyland report. The survey of hazardous toys found that despite recent progress, consumers must still be wary when shopping this holiday season.

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News Release | OSPIRG Foundation | Consumer Protection

Report: In Oregon, Equifax Gets Big Complaints

A new report by OSPIRG Foundation found that the most complained-about credit reporting agency in Oregon is Equifax, and that Oregon ranks 18th nationally in credit report complaints per 100,000 residents.

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News Release | OSPIRG Foundation | Financial Reform

New Report Identifies Most Troublesome Private Lenders to Students

Thousands of student loan borrowers are using the Consumer Financial Protection Bureau’s (CFPB) public Consumer Complaints Database to settle disputes about private student loans, according to a new report from OSPIRG Foundation.

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Report | OSPIRG Foundation | Financial Reform

Private Loans, Public Complaints

This report is the second of several that will review complaints to the Consumer Financial Protection Bureau nationally and on a state-by-state level. In this report we explore consumer complaints in the private student loan sector with the aim of uncovering patterns in the problems consumers are experiencing with their student loans.

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A new way to go

America is in the midst of a technological revolution … and a big shift in our transportation habits. Over the last 15 years, the Internet and mobile communications technologies have transformed the way Americans live and work. During that same period, growth in vehicle travel slowed and then stopped, with Americans today driving about as much on average as we did in 1996.

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Report | OSPIRG Foundation | Consumer Protection

Big Banks, Big Complaints

This report reviews consumer complaints made to the CFPB nationally and on a state-by-state basis. We explore consumer complaints about bank accounts and services with the aim of uncovering patterns in the problems consumers are experiencing with their banks.

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Report | OSPIRG Foundation | Transportation

Moving Off the Road

After sixty years of almost constant increases in the annual number of miles Americans drive, since 2004 Americans have decreased their driving per-capita for eight years in a row. This report for the first time presents government data on state-by-state driving trends. It analyzes which states drive more miles per-person, which states have reduced their driving the most since the end of the national Driving Boom, and how state changes in driving behavior correspond to other changes such as growing unemployment or urbanization. 

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Report | OSPIRG

Offshore Shell Games

Many large U.S.-based multinational corporations avoid paying U.S. taxes by using accounting tricks to make profits made in America appear to be generated in offshore tax havens – countries with minimal or no taxes. This report reveals that tax haven use is ubiquitous among the largest 100 publicly traded companies as measured by revenue.

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Blog Post | Health Care

A new way of shopping for health insurance gets a trial run | Jesse Ellis O'Brien

 

For the first time, the Oregon Health Insurance Exchange brought in consumers and outside experts to review their designs for their online marketplace. I was there, and here’s some of what I learned.

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Blog Post | Health Care

Here’s that Rx refill you didn’t order | Jesse Ellis O'Brien

Is your pharmacy refilling your prescription without your knowledge or approval, and billing your insurance company for the cost? If so, it’s the latest example of waste we shouldn't tolerate in our health care system.

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Blog Post | Consumer Protection

The CFPB is now taking your credit bureau complaints | Ed Mierzwinski

Excellent news! The CFPB is now taking complaints about credit bureaus and credit reports. And unlike the FTC, the CFPB has been given tools so that it will be able to "help consumers with individual-level complaint assistance on issues with their credit report."

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Blog Post | Consumer Protection

The Dos and Don'ts of Campus Banking | Celeste Meiffren

Given the confused campus card marketplace, students often have a hard time finding the right card and end up with an account littered with fees and inconveniences. Here is a list of Dos and Don'ts to enable students to navigate the marketplace and be aware of the tricks and traps of these cards.

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Blog Post | Consumer Protection

Discover Card Pays Deceptive Marketing Penalty | Ed Mierzwinski

Discover Card has paid a $14 million civil penalty to the CFPB and FDIC, plus refunded over $200 million to ripped-off consumers, in the latest case involving useless, junk credit insurance and credit monitoring add-ons that consumers didn't buy-- but paid for.

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Priority Action

We should know whether our food contains GMOs. Find out the top three reasons why, and pledge to vote yes on GMO labeling this November.

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