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Report | OSPIRG | Tax

Closing the Billion Dollar Loophole

Every year, corporations use complicated gimmicks to shift U.S. earnings to subsidiaries in offshore tax havens – countries with minimal or no taxes – in order to reduce their state and federal income tax liability by billions of dollars. Montana and Oregon have passed laws to curb offshore tax haven abuse and collect tax revenue that otherwise would be lost. 

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News Release | OSPIRG | Food

New Farm Bill Contains Massive Taxpayer Handouts To Big Ag

Statement of OSPIRG Federal Tax and Budget Advocate Dan Smith on the Farm Bill Conference Committee agreement to be voted on by the House this week:

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Report | OSPIRG Foundation and OSPIRG Students | Higher Ed

Fixing the broken textbook market

This study demonstrates that despite recent steps forward in the marketplace, high textbook costs will continue to be a problem for students unless the cost of high-priced, new editions of college textbooks comes down.

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News Release | OSPIRG Foundation | Financial Reform

Report: Capital One Most-Complained-About Credit Card Company in Oregon

Oregon consumers file more complaints about Capital One than any other credit card company, according to a report released today by OSPIRG Foundation. The report is the fourth in a series of reports that analyze the complaints in the Consumer Financial Protection Bureau’s consumer complaints database.

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Report | OSPIRG Foundation | Financial Reform

Credit Cards, Consumer Complaints

This is the fourth in a series of OSPIRG Foundation reports that review complaints to the Consumer Financial Protection Bureau (CFPB) nationally and on a state-by-state level. In this report we explore consumer complaints about credit cards with the aim of uncovering patterns in the problems consumers are experiencing with their credit cards and documenting the role of the CFPB in helping consumers successfully resolve their complaints.

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News Release | OSPIRG Students | Consumer Protection

Survey Finds Dangerous Toys on Store Shelves

Dangerous or toxic toys can still be found on America’s store shelves, according to OSPIRG’s 28th annual Trouble in Toyland report. The survey of hazardous toys found that despite recent progress, consumers must still be wary when shopping this holiday season.

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News Release | OSPIRG Foundation | Consumer Protection

Report: In Oregon, Equifax Gets Big Complaints

A new report by OSPIRG Foundation found that the most complained-about credit reporting agency in Oregon is Equifax, and that Oregon ranks 18th nationally in credit report complaints per 100,000 residents.

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News Release | OSPIRG Foundation | Financial Reform

New Report Identifies Most Troublesome Private Lenders to Students

Thousands of student loan borrowers are using the Consumer Financial Protection Bureau’s (CFPB) public Consumer Complaints Database to settle disputes about private student loans, according to a new report from OSPIRG Foundation.

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Media Hit | Democracy

"Without campaign donation limits, voters disenfranchised"

This summer, the Oregon Legislature passed a bipartisan resolution calling on Congress to pass a constitutional amendment to allow for limits on the money

raised and spent for political purposes, making Oregon the 16th state to pass such a measure. Despite the effort, the problem of money in politics could become

substantially worse depending on the outcome of an upcoming court case.

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News Release | OSPIRG | Consumer Protection

Five Tips for Students on Finding the Right Bank

As college students return to campus this month, many of them will be opening a bank account for the first time. To help students find the right bank and avoid overdraft charges, ATM fees and other tricks and traps, OSPIRG released a new resource, "Finding the Best Bank for Your Buck on Campus."

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Report | OSPIRG Foundation | Health Care

Accountability in Action

Close scrutiny of proposed health insurance premiums for 2014 has cut over $69 million in waste and unjustified costs from premiums for Oregon consumers and small businesses. This brings the total waste cut by Oregon’s rate review program to over $155 million since 2010, providing more evidence that Oregon’s effort to create accountability for health insurers is starting to pay off.

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Report | OSPIRG | Democracy, Health Care

2013 Legislative Vote Chart

Want to know how your Oregon state legislators voted on key bills related to democracy, health care and government transparency during the 2013 legislative session? Download OSPIRG's vote chart.

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Report | OSPIRG

Apples to Twinkies 2013

At a time when America faces high obesity rates and tough federal budget choices, taxpayer dollars are funding the production of junk food ingredients. Since 1995, the government has spent $292.5 billion on agricultural subsidies, $19.2 billion of which have subsidized corn- and soy-derived junk food ingredients.

Had these subsidies gone directly to America’s 146 million taxpayers, the apple subsidies would enable each taxpayer to buy half an apple each year—but the annual junk food subsidies would add up to nearly 20 Twinkies each.

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Report | OSPIRG | Health Care

Top 20 Pay-For-Delay Drugs

Too often, consumers are forced to shoulder a heavy financial burden, or even go without needed medicine, due to the high cost of brand-name drugs. Our research indicates that one significant cause is the practice called “pay for delay,” which inflates the drug prices paid by tens of millions of Americans.

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Report | OSPIRG Foundation | Health Care

Comment on Providence Health Plan's Proposed Individual Health Insurance Rates

Providence Health Plan has proposed premium rates for its individual and family plans for 2014. The insurer initially filed for significantly higher rates than Oregon’s other top insurance companies,   but then proposed lowering the rates. Doing so would bring the rates in line with those of competing insurers. OSPIRG Foundation's analysis of Providence's initial filing and the supplemental information provided raises some concerns about the insurer's proposal and its justification.

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Blog Post | Consumer Protection

The Dos and Don'ts of Campus Banking | Celeste Meiffren

Given the confused campus card marketplace, students often have a hard time finding the right card and end up with an account littered with fees and inconveniences. Here is a list of Dos and Don'ts to enable students to navigate the marketplace and be aware of the tricks and traps of these cards.

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Blog Post | Consumer Protection

Discover Card Pays Deceptive Marketing Penalty | Ed Mierzwinski

Discover Card has paid a $14 million civil penalty to the CFPB and FDIC, plus refunded over $200 million to ripped-off consumers, in the latest case involving useless, junk credit insurance and credit monitoring add-ons that consumers didn't buy-- but paid for.

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Blog Post

If we build it, will they come? | Celeste Meiffren

Last week, Metro moved forward a proposal to use taxpayer dollars to partially fund the construction of a Hyatt hotel near the Oregon Convention Center. But is it a good deal for taxpayers?

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Blog Post | Health Care

A wake-up call on health insurance costs | Jesse Ellis O'Brien

Governor Kitzhaber’s office just released a report that should serve as a wake-up call for everyone in Oregon who is affected by the rising cost of health insurance.

This report just underlines what we’ve been saying all along—that it’s time to get serious about the cost of health care.

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Blog Post | Food

Farm Bill is a giveaway to Big Ag | David Rosenfeld

Disappointingly, the U.S. Senate passed a version of the Farm Bill today that continues to send billions of tax dollars to giant agribusinesses. It is now up to our House representatives to ensure that real reform happens.

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PRIORITY ACTION

Tell the Governor: Hold insurers accountable for cutting waste and prioritizing prevention. 

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