Home

What's New

Blog Post | Consumer Protection

The CFPB at Three: A Child Prodigy | Ed Mierzwinski

The Consumer Financial Protection Bureau (CFPB) turned just three years old Monday, July 21st, but when you look at its massive and compelling body of work, you must wonder: Are watchdog years like plain old dog years? Is the CFPB now a full-sized, 21-year-old adult? The answer is no, not yet. The CFPB is still growing and developing and adding programs and projects. The CFPB is, however, at three years old, certainly a child prodigy. Despite overwhelming public support, however, powerful special interests continue to attack it. Yet, the idea of the CFPB needs no defense, only more defenders.

> Keep Reading
News Release | OSPIRG Foundation | Tax

Study: 70% of Fortune 500 Companies Used Tax Havens in 2013

Tax loopholes encouraged more than 70 percent of Fortune 500 companies – including Nike in Oregon – to maintain subsidiaries in offshore tax havens as of 2013, according to “Offshore Shell Games,” released today by OSPIRG Foundation and Citizens for Tax Justice.

> Keep Reading
Report | OSPIRG Foundation | Tax

Offshore Shell Games 2014

This study examines the use of tax havens by Fortune 500 companies in 2013. It reveals that tax haven use is ubiquitous among America’s largest companies, but a narrow set of companies benefit disproportionately.   

> Keep Reading
Blog Post | Consumer Protection

Top Ten Ways the CFPB Can Help You | Celeste Meiffren

See our new resource about the top ten ways the Consumer Financial Protection Bureau is helping consumers.

> Keep Reading
News Release | OSPIRG Foundation | Tax

Poll: Public Wants Federal Agencies to Disclose and Restrict Corporate Tax Write Offs for Out-of-Court Settlements

A new poll shows that Americans want federal agencies to better disclose information about out-of-court settlements with corporations and to restrict companies from writing off these payments as tax deductions.

> Keep Reading

Pages

Media Hit | Democracy

"Without campaign donation limits, voters disenfranchised"

This summer, the Oregon Legislature passed a bipartisan resolution calling on Congress to pass a constitutional amendment to allow for limits on the money

raised and spent for political purposes, making Oregon the 16th state to pass such a measure. Despite the effort, the problem of money in politics could become

substantially worse depending on the outcome of an upcoming court case.

> Keep Reading
News Release | OSPIRG | Consumer Protection

Five Tips for Students on Finding the Right Bank

As college students return to campus this month, many of them will be opening a bank account for the first time. To help students find the right bank and avoid overdraft charges, ATM fees and other tricks and traps, OSPIRG released a new resource, "Finding the Best Bank for Your Buck on Campus."

> Keep Reading
News Release | OSPIRG Foundation | Consumer Protection

Report: Wells Fargo Tops Consumer Complaint List

Thousands of Americans are using the Consumer Financial Protection Bureau’s public Consumer Complaints Database to settle disputes with their banks, according to a new report from the OSPIRG Foundation. The report highlights banks that generated the most complaints through their various banking services in each state.

> Keep Reading
News Release | OSPIRG Foundation | Transportation

New Report Shows Oregonians Are Driving Less

Oregonians have cut their per-person driving miles by 11.05 percent since 2005, while the nation’s long term driving boom appears to have ended, according to a new report from the OSPIRG Foundation. Oregon’s decline is driving is well ahead of the national average of 6.87 percent.

> Keep Reading
News Release | OSPIRG

New Study: 82 of Top 100 Companies Used Tax Havens in 2012

Of the top 100 publicly traded companies, as measured by revenue, 82 maintain subsidiaries in offshore tax havens. Collectively, the companies report holding nearly $1.2 trillion offshore, with 15 companies accounting for two-thirds of the offshore cash.

> Keep Reading

Pages

Report | OSPIRG Foundation | Transportation

Moving Off the Road

After sixty years of almost constant increases in the annual number of miles Americans drive, since 2004 Americans have decreased their driving per-capita for eight years in a row. This report for the first time presents government data on state-by-state driving trends. It analyzes which states drive more miles per-person, which states have reduced their driving the most since the end of the national Driving Boom, and how state changes in driving behavior correspond to other changes such as growing unemployment or urbanization. 

> Keep Reading
Report | OSPIRG

Offshore Shell Games

Many large U.S.-based multinational corporations avoid paying U.S. taxes by using accounting tricks to make profits made in America appear to be generated in offshore tax havens – countries with minimal or no taxes. This report reveals that tax haven use is ubiquitous among the largest 100 publicly traded companies as measured by revenue.

> Keep Reading
Report | OSPIRG Foundation | Health Care

Accountability in Action

Close scrutiny of proposed health insurance premiums for 2014 has cut over $69 million in waste and unjustified costs from premiums for Oregon consumers and small businesses. This brings the total waste cut by Oregon’s rate review program to over $155 million since 2010, providing more evidence that Oregon’s effort to create accountability for health insurers is starting to pay off.

> Keep Reading
Report | OSPIRG | Democracy, Health Care

2013 Legislative Vote Chart

Want to know how your Oregon state legislators voted on key bills related to democracy, health care and government transparency during the 2013 legislative session? Download OSPIRG's vote chart.

> Keep Reading
Report | OSPIRG

Apples to Twinkies 2013

At a time when America faces high obesity rates and tough federal budget choices, taxpayer dollars are funding the production of junk food ingredients. Since 1995, the government has spent $292.5 billion on agricultural subsidies, $19.2 billion of which have subsidized corn- and soy-derived junk food ingredients.

Had these subsidies gone directly to America’s 146 million taxpayers, the apple subsidies would enable each taxpayer to buy half an apple each year—but the annual junk food subsidies would add up to nearly 20 Twinkies each.

> Keep Reading

Pages

Blog Post | Health Care

What should your health plan cover?—Oregon wants to hear from YOU! | Jesse Ellis O'Brien

We all expect our health insurance to cover our basic health needs, but the significant differences in coverage between plans can be confusing and disempowering for consumers. What services should all health insurance in Oregon cover? Governor Kitzhaber recently convened a panel to answer just this question--and they want to hear from you!

> Keep Reading
Blog Post | Consumer Protection

You can pick your friends, and even your bank, but you're stuck with the reckless credit bureaus | Ed Mierzwinski

You can pick your friends and even your bank but you are stuck with the credit bureaus.  Over the last twenty years the power of the big credit bureaus to act as gatekeepers to consumer success in life has grown immensely. Credit reports and credit scores generated from them are used to decide whether consumers can get a job, get car insurance, qualify to open a bank account, rent an apartment, use a debit card and, of course, whether they can obtain and how much they will pay for credit. The Columbus (OH) Dispatch has an excellent four-part series explaining that the credit bureaus make mistakes, lots of them, and ruin peoples' lives. There is hope, however, since the new Consumer Financial Protection Bureau has new tools to rein in the bureaus.

> Keep Reading
Blog Post | Health Care

Oregon Health Insurance Exchange Debates Strategies to Control Costs, Improve Quality | Jesse Ellis O'Brien

The future of health insurance in Oregon is at stake this summer.  The state is in the middle of an ambitious effort to remake health care that holds the promise of creating a better deal for consumers—if it’s done right.

> Keep Reading
Blog Post | Health Care

CO-OP Health Insurance Promises Greater Consumer Control | David Rosenfeld

What if your health insurance company answered to you?  What if it could be held accountable for its policies and fees through member elections? 

> Keep Reading
Blog Post | Food

2.8 billion Twinkies is a lot of Twinkies | David Rosenfeld

We’ve already documented that at least $1 billion in taxpayer dollars directly subsidize the production of junk food ingredients like high fructose corn syrup and hydrogenated vegetable oils that are the main ingredients in Twinkies, soda and other junk food products. If you spent all that money on Twinkies, it would be enough to buy about 2.8 billion of those golden colored sweets (at the estimated wholesale rate of 36 cents per Twinkie), or about 19 Twinkies per taxpayer. But the fun math doesn’t need to stop there, especially when we’re talking 2.8 billion Twinkies.

 

> Keep Reading

Pages

Priority Action

Please call on Oregon's lawmakers to stop the overuse of antibiotics on Oregon's factory farms.

Support Us

Your donation supports OSPIRG’s work to stand up for consumers on the issues that matter, especially when powerful interests are blocking progress.

Consumer Alerts

Join our network and stay up to date on our campaigns, get important consumer updates, and take action on critical issues.
Optional Member Code