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Report | OSPIRG Foundation | Consumer Protection

Debt Collectors, Debt Complaints

This is the fifth in a series of reports that review complaints to the CFPB nationally and on a state-by-state level. In this report we explore consumer complaints about debt collection, with the aim of uncovering patterns in the problems consumers are experiencing with debt collectors and documenting the role of the CFPB in helping consumers successfully resolve their complaints.

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Blog Post | Health Care

Looking for health coverage that won’t break the bank? Get the facts about the health premium tax credit | Jesse Ellis O'Brien

Life without health insurance can be more expensive. Knowing the facts and learning about all of your options can make all the difference when it comes to getting the coverage you need. One option we want to make sure everyone knows about is the new Health Premium Tax Credit.

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Report | OSPIRG Foundation | Transportation

A New Course

How Innovative University Programs Are Reducing Driving on Campus and Creating New Models for Transportation Policy

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News Release | OSPIRG Foundation | Transportation

New Report: University Campuses Are Transportation Trailblazers as Students Lead Shift From Driving

As Millennials lead a national shift away from driving, universities like the Oregon State University and the city of Corvallis are giving students new options for getting around and becoming innovators in transportation policy.

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News Release | Democracy

OSPIRG Applauds Reps. Blumenauer, DeFazio and Bonamici for the Government by the People Act

OSPIRG proudly endorses the Government By the People Act, legislation introduced today in the U.S. House of Representatives that would put ordinary Americans back in charge of our elections.

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News Release | OSPIRG | Health Care

Twenty Top Generic Drugs Delayed By Industry Payoffs

Oregonians with cancer, heart disease, epilepsy and other conditions have been forced to pay an average of 10 times more than necessary for at least 20 blockbuster drugs, according to a report released today by the Oregon State Public Interest Research Group (OSPIRG) and Community Catalyst.

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News Release | OSPIRG | Tax

Oregon Legislature Unanimously Passes Bill to Increase Government Transparency

The Oregon legislature took an important step towards ensuring that Oregonians have access to information on how public dollars are spent through the unanimous passage of House Bill 2370.

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News Release | OSPIRG | Democracy

Oregon becomes 16th state on record against big money in politics

After a State Senate vote on July 1, Oregon became the 16th state to call for an amendment to overturn the Supreme Court’s Citizens United ruling and related decisions.

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News Release | OSPIRG | Higher Ed

Interest Rate for 121,570 Student Loan Borrowers in Oregon Doubles

Due to Congressional inaction, the interest rates on federally subsidized student loans doubled on July 1 from 3.4 percent to 6.8 percent. The change will affect 121,570 students in Oregon, and in total the rate increase will hike the cost of Oregon students’ loans by over $110 million. That translates into a $906 increase in debt per student, per loan.

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Media Hit | Health Care

Oregon slashes 2014 health insurance premium requests by as much as 35 percent

Oregonians who buy their own insurance have the first clear indication of what 2014 premiums will look like after state regulators Tuesday slashed carriers' rate requests by as much as 35 percent.

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Report | OSPIRG Foundation | Health Care

Comment on Providence Health Plan's Proposed Individual Health Insurance Rates

Providence Health Plan has proposed premium rates for its individual and family plans for 2014. The insurer initially filed for significantly higher rates than Oregon’s other top insurance companies,   but then proposed lowering the rates. Doing so would bring the rates in line with those of competing insurers. OSPIRG Foundation's analysis of Providence's initial filing and the supplemental information provided raises some concerns about the insurer's proposal and its justification.

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Report | OSPIRG Foundation | Health Care

Comment on Kaiser Foundation Health Plan's Proposed Individual Health Insurance Rates

Kaiser Foundation Health Plan of the Northwest has proposed premium rates for its individual and family plans for 2014. Since its initial rate filing, the insurer has submitted a proposal to reduce those rates. OSPIRG Foundation's analysis of Kaiser’s initial filing and the supplemental information provided raises some concerns about the insurer's proposal and its justification.

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Report | OSPIRG Foundation | Health Care

Comment on BridgeSpan Health Company's Proposed Individual Health Insurance Rates

BridgeSpan Health Company—a new health insurer affiliated with Regence BlueCross BlueShield of Oregon through a parent company, Cambia Health Solutions—has proposed premium rates for its individual and family plans for 2014. OSPIRG Foundation's analysis raises questions about the insurer's justification for the proposal, and about BridgeSpan's efforts to reduce costs by cutting waste and focusing on prevention.

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Report | OSPIRG Foundation | Health Care

Comments on LifeWise Health Plan's Proposal for Individual Health Insurance Rates

LifeWise Health Plan of Oregon has proposed premium rates for its individual and family plans for 2014. After careful analysis of LifeWise’s initial filing and the supplemental information provided, OSPIRG Foundation's analysis questions whether the insurer has provided sufficient information to evaluate the justification for their proposed rate.

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Report | OSPIRG Foundation | Health Care

Comment on Moda Health Plan's Proposed Individual Health Insurance Rates

 

Moda Health Plan—formerly known as ODS Health Plan—has proposed premium rates for its individual and family plans for 2014. Moda’s proposed rates are the lowest filed for an insurer in Oregon’s Individual market. While Moda’s product is inexpensive relative to the competition, it remains critical to examine the justification for their rate.

 

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Blog Post | Health Care

CO-OP Health Insurance Promises Greater Consumer Control | David Rosenfeld

What if your health insurance company answered to you?  What if it could be held accountable for its policies and fees through member elections? 

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Blog Post | Food

2.8 billion Twinkies is a lot of Twinkies | David Rosenfeld

We’ve already documented that at least $1 billion in taxpayer dollars directly subsidize the production of junk food ingredients like high fructose corn syrup and hydrogenated vegetable oils that are the main ingredients in Twinkies, soda and other junk food products. If you spent all that money on Twinkies, it would be enough to buy about 2.8 billion of those golden colored sweets (at the estimated wholesale rate of 36 cents per Twinkie), or about 19 Twinkies per taxpayer. But the fun math doesn’t need to stop there, especially when we’re talking 2.8 billion Twinkies.

 

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Blog Post | Transportation

Two good inter-city transit developments | David Rosenfeld

Two interesting (and at face value, good) announcements today from the Oregon Department of Transportation.

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Blog Post | Tax

Offshore Tax Havens Cost Oregon Taxpayers Dearly | David Rosenfeld

Just in time for Tax Day, OSPIRG released another fine piece of work from our national Budget and Taxes guru Phineas Baxendall.  The report-Picking up the Tab: Average Citizens and Small Businesses Pay the Price for Offshore Tax Havens-examines the practice of hiding legitimate U.S. profits and income in offshore tax havens. While this has mostly been discussed as a federal matter, the topic has a big impact on Oregon taxpayers, small businesses and state revenue.

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Please call on Oregon's lawmakers to stop the overuse of antibiotics on Oregon's factory farms.

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