Making Health Care Work for Oregon

LOWERING HEALTH CARE COSTS—A pro-consumer health insurance exchange would allow hundreds of thousands of families and businesses to join together and negotiate for cheaper health care plans.

Now the fight for lowering our health care costs is in Salem, and so are the health care industry’s lobbyists.

At stake is how we set up a new insurance marketplace in Oregon — the single biggest tool we have to clean up health care. The new state insurance exchange will allow small businesses, those of us who buy health care on our own, and the uninsured to shop for cheaper health care plans and find some relief from increasingly brutal premiums. 

Done right, the exchange will save billions and level the balance of power between consumers and the health care industry — driving the industry to cut waste and prioritize high-quality care. 

The health care industry has spent more than $9 million since 2009 to influence policy in Oregon, so they know how high the stakes are.

In order to help us fight back against the kind of price jumps and trap-door coverage we’ve all been suffering, OSPIRG is pushing to see that the exchange: 

  1. Negotiates for better plans. By demanding better care for less cost, the exchange can use the collective power of hundreds of thousands of Oregonians to finally demand that the industry do better.
  2. Has high standards, so that bad plans aren’t an option.
  3. Is open to as many Oregonians as possible. Limits that shut some individuals and businesses out of the exchange would reduce its ability to lower costs — and will be a key tactic that industry lobbyists use to weaken it.
  4. Is accountable to the public.

 

Issue updates

Blog Post | Health Care

Regence Rate Increase Hearing | Matt Orchant

Health insurance premiums are going up again. The latest request for a rate hike came from Regence for their small group plans. The average increase requested over the next year will be 8%, but some businesses will see increases in excess of 15%. At OSPIRG, we’re concerned that Regence has not adequately justified this increase request.

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Report | OSPIRG Foundation | Health Care

Comments on Regence Small Business Rate Hike Proposal

We are concerned that Regence BlueCross BlueShield (Regence) has not adequately justified its proposal for a rate increase impacting 47,806 Oregonians with coverage through a small business employer.

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News Release | OSPIRG Foundation | Health Care

15%+ Regence Rate Hikes for Some Small Businesses

If Regence BlueCross BlueShield’s proposal is approved, small businesses will see rates rise 8.0% on average, with some jumping more than 15% in the next year, according to a new analysis by OSPIRG Foundation’s Health Insurance Rate Watch project.

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Result | Health Care

MAKING HEALTH CARE AFFORDABLE

OSPIRG Health Care Advocate Laura Etherton helped lead efforts to require Oregon health insurers to meet tougher standards to prove premium increases are reasonable. Prompted in part by OSPIRG advocacy, Oregon officials scaled back a request by United Healthcare to raise health insurance rates by nearly 17%, saving 14,000 Oregonians a cumulative $4 million in 2011.

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Report | OSPIRG Foundation | Health Care

Making the Grade

By providing better options and better information, and negotiating on behalf of its enrollees, the exchange can level the playing field for consumers.

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News Release | OSPIRG Foundation | Health Care

Regence Rate Hike Could Hit 25% for Some Businesses

According to a new analysis conducted by OSPIRG Foundation’s Health Insurance Rate Watch project, Regence has more work to do to justify their pending rate hike.

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News Release | OSPIRG | Health Care

Bill May Bar Exchange from Negotiating Lower Costs

Consumer advocates and small business owners say that without changes, the bill to create an Oregon health insurance exchange may fail to deliver lower costs for Oregonians.

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News Release | OSPIRG Foundation | Health Care

Effective Health Exchange Key to Lower Costs

Oregon policy-makers can address rising health care costs by implementing an effective health insurance exchange, according to a new policy brief released today by consumer advocacy group OSPIRG.

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Media Hit | Health Care

Oregon pushes back on insurance rate increases

Oregonians with spendy individual and small-business health insurance plans are again facing double-digit increases.

It could be worse.

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News Release | OSPIRG | Health Care

15,000 Young Oregonians Can Now Keep Coverage

An estimated 15,000 young adults and their families in Oregon could benefit from a new provision of the federal health care law, effective today, that allows parents to keep their adult children on their family coverage plan until age 26.

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We’ve got a chance to clean up the health care industry in Oregon, but with lobbyists lining the halls of the state capitol, we need your support.

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