Consumer Protection

The End of Free Checking

Bank of America recently announced that it plans to add fees to checking accounts, which some say is the beginning of the end for 'free checking' in the U.S.

 

Loan labyrinth: Mortgage modifications not so easy

The federal government's plan to rescue our housing market has been moving like molasses.

Loan Shark Hunting

HOMEOWNERS AROUND OREGON who fall into foreclosure because of fine print and lost paperwork may be the victims of fraud. But misleading lenders can't be prosecuted because a loophole in Oregon law exempts mortgage banks from the state's Unlawful Trade Practices Act.

Where's the Help for Homeowners?

The plight of two Bend families illustrates what many say is the government’s failure to stem the housing crisis, as the Knights and the Costas wonder ...

Report | OSPIRG Foundation | Consumer Protection, Financial Reform

Tricks and Traps

As Oregonians continue to endure the worst economic crisis since the Great Depression, OSPIRG set out to discover what consumers are really paying to maintain basic banking services in Oregon, and what sorts of fees and financial institution policies have the biggest effect on consumers' bottom line.

Wasteful student lender subsidies cut. Winner: students.

Congress finally ended wasteful subsidies to student lenders that diverted billions of dollars annually away from helping more students go to college.

Victory! Oregon Legislature Passes Landmark Health Reform

The bills expand access, tackle soaring costs, and set a path for possible public plan option. Passage of HB 2009 bodes especially well for national reform efforts to tame health care costs, which include many of the same strategies as the Oregon bill.

Beat High Bank Fees

Banks rely on consumer indifference when they raise fees. They count on consumers not shopping around. PIRG’s Big Banks, Bigger Fees reports routinely find that small banks and credit unions are not following the big banks’ lead; they still offer many free or low cost accounts.

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DEFEND THE CFPB

Tell your representative to oppose the “Financial CHOICE Act,” which would gut Wall Street reforms and destroy the Consumer Financial Protection Bureau as we know it.

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